大傻翻译: 财长将严格化CMHC批准房贷的规则。 甚至把CMHC纳入OSFI (联邦金融管理单位) 的辖管范围内。 主管OSFI 的 Julie Dickson 近日来发表了一系列的缩紧房贷/房屋净资产抵押贷款等政策 ( http://business.financialpost.com/2012/04/05/osfi-adds-new-mortgage-rule-for-bankers/ )。若CMHC转由OSFI辖管,那支持加拿大房市的"easy money" 将面临史上未见的紧缩。
* CMHC的董事大多为地产业/房贷业的龙头。 为何联邦政府把这国营机构的控制权交给地产/房贷业, 这般的利益冲突实在令人匪夷所思。 http://www.cmhc-schl.gc.ca/en/corp/about/cogo/cogo_004.cfm
财长打的算盘,可能是要把打房的责任转让给 OSFI, 而若加国房市泡沫破灭后造成经济衰退,财长自己较不会受到直接牵累。
Flaherty Says He’s Planning Changes on CMHC Rules
By William Selway - Apr 10, 2012 12:10 PM PT
Canadian Finance Minister Jim Flaherty said he’s planning to make changes to reporting requirements for Canada Mortgage & Housing Corp., the country’s housing agency, particularly with respect to securitization.
Flaherty, speaking to reporters in New York, said there has been a moderation in the country’shousing market, adding he would prefer that the market correct itself, if needed.
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